Genworth

Carrier Name: Genworth Life

Does Carrier Provide Online eApplications? – Yes. Genworth accepts eApplications through an online tool called the Quick App.

What Genworth Life Insurance has to Offer – Genworth Life Insurance Products:

1). Term Life
  • Temporary period of time 10-30 years
  • No Cash Value
  • Fixed for an initial period
  • Guaranteed death benefit For length of term period coverage
2). Whole Life
  • Provides lifetime coverage
  • Guaranteed cash value
  • Fixed premium flexibility
  • Guaranteed lifetime death benefit
3). Guarantee Universal Life
  • Up to a lifetime of overage
  • Interest cash value accumulation crediting rate set by the insurance company
  • Flexible Premiums
  • Lifetime death benefit and coverage or "dialed down" to any length of coverage
4). Index Universal Life
  • Up to a lifetime of coverage
  • Interest crediting rate can be linked to the percentage change of an index
  • Flexible premium options
  • Death benefit guarantees typically range from 10-30 years
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