Carrier Name: Lincoln Financial Life
Does Carrier Accept Online eApplications? – Yes.
Lincoln Financial Life Insurance Products:
1). Term Life Insurance
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Life insurance for a fixed period of time
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Most cost-effective form of life insurance
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Offers a guaranteed death benefit within the specified term
- No return of investment at the end of each term
Lincoln Financial’s Term Life Products Include:
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Lincoln LifeElements® Level Term (2014)
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Lincoln LifeElements® Level Term (2013)
- Lincoln LifeElements® Level Term
2). Universal Life Insurance
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Offers benefits of traditional life insurance
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Potential to increase cash value over time at a set rate
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Flexible monthly premiums
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Flexible death benefit rates while the policy is in force (subject to underwriting approval)
- Earnings are not taxed until they have been paid out (tax-deferred)
Lincoln Financial’s Universal Life Insurance Products Include:
(Universal Life)
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Lincoln LifeGuarantee® UL (2013) — (Not Available in New York)
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Lincoln LifeGuarantee® UL (2012) — (Not Available in New York)
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Lincoln LifeCurrent® UL
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Lincoln LifeReserve® UL
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Lincoln LifeGuarantee® SUL (2013) — (Not Available in New York)
- Lincoln LifeGuarantee® SUL (2012) — (Not Available in New York)
(Indexed Universal Life)
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Lincoln Treasury Indexed UL — (Not Available in New York)
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Lincoln LifeReserve® Indexed UL Accumulator (2014)
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Lincoln LifeReserve® Indexed UL Accumulator
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Lincoln LifeReserve® Indexed UL Protector — (Not Available in New York)
- Lincoln WealthPreserveSM Survivorship Indexed UL
3). Variable Life Insurance
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Provides traditional benefits of universal life insurance
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Potential to increase cash value over time depending on market performance of an underlying portfolio.
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Allows you to decide where your premiums are invested
- Earnings will not be taxed until paid out (tax-deferred)
Lincoln Financial’s Variable Life Insurance Products Include:
(Single Life)
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Lincoln AssetEdge® VUL (2009)
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Lincoln AssetEdge® Exec VUL (2009)
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Lincoln VULONE 2014 — (Not Available in New York)
- Lincoln VULONE 2012 — (Not Available in New York)
(Survivorship Life)
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Lincoln PreservationEdge® SVUL
- Lincoln SVULONE 2013 — (Not Available in New York)
(New York Products)
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Lincoln AssetEdge® VUL (2009)
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Lincoln AssetEdge® Exec VUL (2009)
- Lincoln PreservationEdge® SVUL
(Lincoln VIP Trust)
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LVIP — Prospectus/Reports
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LVIP Trust Holdings
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LVIP Fund of Fund Holdings
- LVIP Money Market Fund Holdings - by Month
4). Funding Life Long-Term Care - For long-term care coverage
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A good alternative to long-term care insurance
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Provides the benefits of both universal life and long-term care insurance, combined
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Provides coverage for long-term care expenses if necessary, as well as a death benefit or a return of your initial premium if you not
Lincoln Financial’s Funding Life Long-Term Care products are available online and are searchable by state.