Carrier Name: Lincoln Financial Life

Does Carrier Accept Online eApplications? – Yes.

Lincoln Financial Life Insurance Products:

1). Term Life Insurance

• Life insurance for a fixed period of time
• Most cost-effective form of life insurance
• Offers a guaranteed death benefit within the specified term
• No return of investment at the end of each term

Lincoln Financial’s Term Life Products Include:

• Lincoln LifeElements® Level Term (2014)
• Lincoln LifeElements® Level Term (2013)
• Lincoln LifeElements® Level Term

2). Universal Life Insurance

• Offers benefits of traditional life insurance
• Potential to increase cash value over time at a set rate
• Flexible monthly premiums
• Flexible death benefit rates while the policy is in force (subject to underwriting approval)
• Earnings are not taxed until they have been paid out (tax-deferred)

Lincoln Financial’s Universal Life Insurance Products Include:

(Universal Life)

• Lincoln LifeGuarantee® UL (2013) — (Not Available in New York)
• Lincoln LifeGuarantee® UL (2012) — (Not Available in New York)
• Lincoln LifeCurrent® UL
• Lincoln LifeReserve® UL
• Lincoln LifeGuarantee® SUL (2013) — (Not Available in New York)
• Lincoln LifeGuarantee® SUL (2012) — (Not Available in New York)

(Indexed Universal Life)

• Lincoln Treasury Indexed UL — (Not Available in New York)
• Lincoln LifeReserve® Indexed UL Accumulator (2014)
• Lincoln LifeReserve® Indexed UL Accumulator
• Lincoln LifeReserve® Indexed UL Protector — (Not Available in New York)
• Lincoln WealthPreserveSM Survivorship Indexed UL

3). Variable Life Insurance

• Provides traditional benefits of universal life insurance
• Potential to increase cash value over time depending on market performance of an underlying portfolio.
• Allows you to decide where your premiums are invested
• Earnings will not be taxed until paid out (tax-deferred)

Lincoln Financial’s Variable Life Insurance Products Include:

(Single Life)

• Lincoln AssetEdge® VUL (2009)
• Lincoln AssetEdge® Exec VUL (2009)
• Lincoln VULONE 2014 — (Not Available in New York)
• Lincoln VULONE 2012 — (Not Available in New York)

(Survivorship Life)

• Lincoln PreservationEdge® SVUL
• Lincoln SVULONE 2013 — (Not Available in New York)

(New York Products)

• Lincoln AssetEdge® VUL (2009)
• Lincoln AssetEdge® Exec VUL (2009)
• Lincoln PreservationEdge® SVUL

(Lincoln VIP Trust)

• LVIP — Prospectus/Reports
• LVIP Trust Holdings
• LVIP Fund of Fund Holdings
• LVIP Money Market Fund Holdings - by Month

4). Funding Life Long-Term Care - For long-term care coverage

• A good alternative to long-term care insurance
• Provides the benefits of both universal life and long-term care insurance, combined
• Provides coverage for long-term care expenses if necessary, as well as a death benefit or a return of your initial premium if you not Lincoln Financial’s Funding Life Long-Term Care products are available online and are searchable by state.