Whole Life Insurance Quick Quote
Want to talk to a licensed agent?
Call us at: 312-462-4374
Guaranteed Approval & Lowest Premium
Save up to 70% on final expense insurance
No medical exam needed!
Peace of mind for the ones you love
Up to $100,000 in coverage.
Your information is never shared with 3rd party venders
Whole Life Insurance
Whole life insurance is a type of permanent life insurance that offers lifelong protection, consistent premiums, death benefits, as well as a living cash value. With your whole life insurance policy, you are able to receive dividends to increase the value of your policy or death benefit.
Benefits of Whole Life Insurance
Your whole life insurance policy can come with many benefits, including:
- Lifelong protection that will never depreciate.
- Premiums that will remain constant.
- Tax-free dividends from your policy.
- A cash value that can build value over time, and add value to your policy.
- You can borrow against your cash value if you choose.
How It Works
Through your whole life insurance policy, you can build a tax-deferred cash value that can be added to your death benefit or can be taken out of your account to use. As with other forms of life insurance, to build your cash value and benefits, premiums need to be paid regularly. However, once you purchase your whole life insurance policy, your rates will stay fairly consistent.